{"id":3544,"date":"2025-09-13T10:10:00","date_gmt":"2025-09-13T11:10:00","guid":{"rendered":"https:\/\/consultoria.cv\/?p=3544"},"modified":"2025-08-28T15:58:37","modified_gmt":"2025-08-28T16:58:37","slug":"investimento-imobiliario-em-cabo-verde-guia-para-estrangeiros","status":"publish","type":"post","link":"https:\/\/consultoria.cv\/en\/investimento-imobiliario-em-cabo-verde-guia-para-estrangeiros\/","title":{"rendered":"Property Investment in Cape Verde: A Guide for Foreigners"},"content":{"rendered":"<p>Cape Verde, an archipelago off the west coast of Africa, has become an attractive destination for foreign investors interested in the property market. With a legal system based on Portuguese civil law, the country offers a regulated and secure environment for property purchases, guaranteeing equal rights for both local citizens and foreigners. This detailed guide explores the key information you need to know before investing in property in Cape Verde, including property rights, applicable taxes and specific restrictions.<\/p>\n\n\n\n<p>Foreigners may purchase residential or commercial property, or land for development, without any restrictions, as highlighted by&nbsp;<a href=\"https:\/\/capeverdeproperty24.com\/pt\/blog-pt\/estrangeiros-podem-comprar-propriedades-em-cabo-verde\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Cape Verde Property24<\/a>. Furthermore, the Cape Verdean government actively encourages foreign investment, fostering a steadily growing property market, driven by tourism and the country\u2019s political stability. This favourable environment is complemented by the absence of inheritance tax, making Cape Verde an attractive choice for those seeking to preserve their wealth for future generations.<\/p>\n\n\n\n<p>However, it is important to understand the specific aspects of the purchase process, such as the requirement to register with the Land Registry and to obtain a Tax Identification Number (NIF), as explained by&nbsp;<a href=\"https:\/\/www.icrealestateinvestments.com\/pt\/detalhe\/comprar-casa-cabo-verde-investir-aquisicao-de-imoveis\/96803\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">IC Real Estate Investments<\/a>. Furthermore, investors should be aware of the associated taxes, such as the Single Property Tax (IUP), which is levied annually on the value of the property, and tax on rental income, should the property be let out.<\/p>\n\n\n\n<p>This guide is designed to provide a comprehensive and practical overview of property investment in Cape Verde, helping foreign investors to navigate this promising market with confidence.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"direitosdepropriedadeerestriesparaestrangeirosemcaboverde\">Property Rights and Restrictions for Foreigners in Cape Verde<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"direitosdepropriedadeparaestrangeiros\">Property Rights for Foreigners<\/h3>\n\n\n\n<p>In Cape Verde, foreign nationals have the same property rights as local citizens, with no significant restrictions on the purchase of residential or commercial property or land for development. This favourable environment is underpinned by a legal system based on Portuguese civil law, which ensures transparency and regulation. All property transactions must be registered with the\u00a0<strong>Land Registry<\/strong>, a mandatory procedure that ensures legal title and protects buyers from potential disputes. <\/p>\n\n\n\n<p>However, there are some specific restrictions relating to the type of land and its location. For example, agricultural land can only be leased, whilst coastal land cannot be purchased and must remain accessible to the public. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"restriesdecompradeterrenoscosteiros\">Restrictions on the Purchase of Coastal Land<\/h3>\n\n\n\n<p>Plots of land situated less than 80 metres from the coast are not available for sale. These areas are protected by law and must remain open to the public, promoting universal access to beaches and the coastline. Nevertheless, these plots may be granted to private investors under temporary concessions, usually for periods of 10 to 20 years, depending on the project and its economic impact. (<a href=\"https:\/\/www.settee.io\/article\/como-obter-cidadania-por-investimento-em-cabo-verde?srsltid=AfmBOoqSgPFLxTgRGK2VVVEl9J7MrKg4oIGS_nO2vvRbQdrqmgIdSnA9\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Settee<\/a>)<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"incentivosfiscaisecustosassociados\">Tax Incentives and Associated Costs<\/h3>\n\n\n\n<p>Cape Verde offers attractive tax incentives for foreign investors, including exemption from\u00a0<strong>Single Property Tax (IUP)<\/strong>\u00a0for up to 10 years for properties purchased under certain conditions. In addition, pensioners with income from abroad may be exempt from tax on that income. <\/p>\n\n\n\n<p>Other costs include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Property Tax:<\/strong>&nbsp;1.5% of the property\u2019s value annually.<\/li>\n\n\n\n<li><strong>Rental Tax:<\/strong>&nbsp;10%, with deductions of up to 30%.<\/li>\n\n\n\n<li><strong>Capital Gains:<\/strong>\u00a01% on property gains. <\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"requisitosparainvestimentosimobilirios\">Requirements for Property Investments<\/h3>\n\n\n\n<p>For foreign nationals interested in buying property in Cape Verde, the purchase process is relatively straightforward, but it must be carried out with careful attention to the legal details. The necessary documents include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Up-to-date land registry certificate.<\/li>\n\n\n\n<li>Document confirming the purchase or intention to purchase the property.<\/li>\n\n\n\n<li>A statement from a financial institution in Cape Verde confirming the transfer of funds for the purchase of the property. <\/li>\n<\/ul>\n\n\n\n<p>Furthermore, foreign nationals who invest in holiday properties worth more than 80,000 euros (in regions with a per capita GDP below the national average) or 120,000 euros (in regions above the average) may be eligible for a\u00a0<strong>Permanent Residence Card<\/strong>. This card entitles the holder to additional benefits, such as a 10-year exemption from wealth tax. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"tiposdeimveispermitidosereasdeinteresse\">Permitted Property Types and Areas of Interest<\/h3>\n\n\n\n<p>Foreigners can purchase a wide variety of properties, including:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Residential property:<\/strong>&nbsp;Houses and flats for personal use or letting.<\/li>\n\n\n\n<li><strong>Commercial property:<\/strong>&nbsp;Hotels, resorts and bars, provided they contribute to economic development and job creation.<\/li>\n\n\n\n<li><strong>Plots of land for development:<\/strong>&nbsp;Areas designated for the development of tourist or residential projects.<\/li>\n<\/ul>\n\n\n\n<p>However, it is important to note that purchasing property for use on platforms such as Airbnb does not count as a qualifying investment for citizenship or residency benefits. (<a href=\"https:\/\/www.settee.io\/article\/como-e-por-que-residir-em-cabo-verde?srsltid=AfmBOorOaBIlQJCyNAtiRWQc7_FuHoaQ9_HExU_V8rzOqLN2PhFu1Qsc\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Settee<\/a>)<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"consideraesjurdicasesegurananoinvestimento\">Legal Considerations and Investment Security<\/h3>\n\n\n\n<p>O sistema jur\u00eddico cabo-verdiano, baseado no direito civil portugu\u00eas, oferece um ambiente seguro para investidores estrangeiros. Todas as transa\u00e7\u00f5es devem ser formalizadas e registadas no cart\u00f3rio de im\u00f3veis, garantindo a prote\u00e7\u00e3o legal do comprador. Este processo reduz significativamente os riscos de disputas ou fraudes. (<a href=\"https:\/\/capeverdeproperty24.com\/pt\/blog-pt\/estrangeiros-podem-comprar-propriedades-em-cabo-verde\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Cape Verde Property24<\/a>)<\/p>\n\n\n\n<p>Al\u00e9m disso, o governo cabo-verdiano encoraja ativamente o investimento estrangeiro, promovendo um ambiente pol\u00edtico est\u00e1vel e um regime fiscal favor\u00e1vel. Estas condi\u00e7\u00f5es tornam Cabo Verde uma localiza\u00e7\u00e3o atrativa para investidores internacionais. (<a href=\"https:\/\/cabowork.com\/pt-pt\/como-comprar-casa-em-cabo-verde-um-guia-de-5-passos\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Cabowork<\/a>)<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aspectoslegaisefiscaisnacompradeimveisemcaboverde\">Legal and Tax Aspects of Buying Property in Cape Verde<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"custosdeaquisioetaxasassociadas\">Acquisition Costs and Associated Fees<\/h3>\n\n\n\n<p>Ao adquirir um im\u00f3vel em Cabo Verde, o comprador deve estar ciente das taxas obrigat\u00f3rias e custos administrativos associados ao processo. Estes incluem:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Imposto de Transmiss\u00e3o de Propriedade<\/strong>: Uma taxa de 1,5% sobre o valor mais elevado entre o pre\u00e7o de venda ou o valor registado do im\u00f3vel. Este imposto deve ser pago no momento da transfer\u00eancia de propriedade.<\/li>\n\n\n\n<li><strong>Notary and Registration Fees<\/strong>: O custo notarial \u00e9 de 19.780 CVE, enquanto o registo de propriedade custa 24.150 CVE, totalizando aproximadamente 400 euros. Estes valores podem variar ligeiramente dependendo da localiza\u00e7\u00e3o e do tipo de im\u00f3vel. (<a href=\"https:\/\/www.icrealestateinvestments.com\/pt\/detalhe\/comprar-casa-cabo-verde-investir-aquisicao-de-imoveis\/96803\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">IC Real Estate Investments<\/a>)<\/li>\n\n\n\n<li><strong>Outros Custos<\/strong>: Podem incluir despesas com tradu\u00e7\u00f5es de documentos, taxas banc\u00e1rias e honor\u00e1rios de advogados, dependendo da complexidade da transa\u00e7\u00e3o.<\/li>\n<\/ul>\n\n\n\n<p>Estes custos s\u00e3o obrigat\u00f3rios e devem ser considerados no or\u00e7amento total do investimento.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"impostosanuaisecustoscontnuosdepropriedade\">Annual Taxes and Ongoing Ownership Costs<\/h3>\n\n\n\n<p>Ap\u00f3s a aquisi\u00e7\u00e3o de um im\u00f3vel, os propriet\u00e1rios est\u00e3o sujeitos a custos anuais relacionados \u00e0 manuten\u00e7\u00e3o e tributa\u00e7\u00e3o da propriedade:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Imposto \u00danico Predial (IUP)<\/strong>: Este imposto municipal \u00e9 calculado com base no valor registado da propriedade. Por exemplo, para um im\u00f3vel avaliado em 100.000 euros, o IUP anual \u00e9 de aproximadamente 400 euros, pago em duas presta\u00e7\u00f5es semestrais. <\/li>\n\n\n\n<li><strong>Taxas de Condom\u00ednio<\/strong>: Se o im\u00f3vel estiver localizado em um resort ou condom\u00ednio, as taxas de manuten\u00e7\u00e3o podem variar entre 600 e 2.000 euros por ano, dependendo das comodidades dispon\u00edveis. (<a href=\"https:\/\/www.icrealestateinvestments.com\/pt\/detalhe\/comprar-casa-cabo-verde-investir-aquisicao-de-imoveis\/96803\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">IC Real Estate Investments<\/a>)<\/li>\n\n\n\n<li><strong>Utilidades<\/strong>: Os custos de \u00e1gua, eletricidade e g\u00e1s s\u00e3o baseados no consumo e variam conforme a localiza\u00e7\u00e3o e o tamanho do im\u00f3vel.<\/li>\n<\/ul>\n\n\n\n<p>Estes custos cont\u00ednuos devem ser considerados para garantir a viabilidade financeira do investimento.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"contratoseformalizaodacompra\">Contracts and Formalisation of the Purchase<\/h3>\n\n\n\n<p>O processo de compra de im\u00f3veis em Cabo Verde exige a formaliza\u00e7\u00e3o de contratos espec\u00edficos para garantir a seguran\u00e7a jur\u00eddica da transa\u00e7\u00e3o:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Contrato-Promessa de Compra e Venda<\/strong>: Este documento \u00e9 essencial para formalizar o compromisso entre comprador e vendedor. Ele especifica os termos da transa\u00e7\u00e3o, incluindo o pre\u00e7o, prazos e condi\u00e7\u00f5es de pagamento. (<a href=\"https:\/\/www.icrealestateinvestments.com\/pt\/detalhe\/comprar-casa-cabo-verde-investir-aquisicao-de-imoveis\/96803\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">IC Real Estate Investments<\/a>)<\/li>\n\n\n\n<li><strong>Pagamento Final<\/strong>: O pagamento do im\u00f3vel \u00e9 geralmente efetuado por meio de cheque visado de um banco cabo-verdiano ou transfer\u00eancia banc\u00e1ria antecipada. Este procedimento assegura a rastreabilidade dos fundos e a conformidade com as leis locais.<\/li>\n<\/ul>\n\n\n\n<p>Al\u00e9m disso, todas as transa\u00e7\u00f5es devem ser registadas no\u00a0<strong>Land Registry<\/strong>, que confirma a posse legal do im\u00f3vel e protege os compradores contra disputas futuras. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"requisitosdefinanciamentoparaestrangeiros\">Loan Requirements for Foreign Nationals<\/h3>\n\n\n\n<p>Os estrangeiros que desejam adquirir im\u00f3veis em Cabo Verde podem optar por financiamento banc\u00e1rio local, sujeito \u00e0s seguintes condi\u00e7\u00f5es:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Taxas de Juros<\/strong>: As taxas m\u00e9dias de juros para estrangeiros s\u00e3o de aproximadamente 8%, o que \u00e9 relativamente elevado em compara\u00e7\u00e3o com outros mercados internacionais. (<a href=\"https:\/\/www.icrealestateinvestments.com\/pt\/detalhe\/comprar-casa-cabo-verde-investir-aquisicao-de-imoveis\/96803\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">IC Real Estate Investments<\/a>)<\/li>\n\n\n\n<li><strong>Limite de Empr\u00e9stimo<\/strong>: Os bancos cabo-verdianos geralmente financiam at\u00e9 70% do valor do im\u00f3vel, exigindo que o comprador disponha de pelo menos 30% do valor como entrada inicial.<\/li>\n<\/ul>\n\n\n\n<p>Embora o financiamento esteja dispon\u00edvel, \u00e9 importante avaliar cuidadosamente os custos adicionais associados \u00e0s taxas de juros e condi\u00e7\u00f5es de pagamento.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"restrieseregrasespecficasparacertostiposdepropriedades\">Restrictions and Specific Rules for Certain Types of Properties<\/h3>\n\n\n\n<p>Embora os estrangeiros possam adquirir propriedades em Cabo Verde sem restri\u00e7\u00f5es significativas, existem algumas limita\u00e7\u00f5es espec\u00edficas:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Terrenos Costeiros<\/strong>: As parcelas de terra localizadas a menos de 80 metros da costa n\u00e3o podem ser adquiridas, pois devem permanecer abertas ao p\u00fablico. No entanto, estas terras podem ser concedidas a desenvolvedores privados em regime de concess\u00e3o, geralmente por per\u00edodos de 10 a 20 anos. <\/li>\n\n\n\n<li><strong>Terras Agr\u00edcolas<\/strong>: Estas s\u00f3 podem ser arrendadas e n\u00e3o adquiridas, de acordo com a legisla\u00e7\u00e3o cabo-verdiana. (<a href=\"https:\/\/www.settee.io\/article\/como-obter-cidadania-por-investimento-em-cabo-verde\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Settee<\/a>)<\/li>\n<\/ul>\n\n\n\n<p>Estas restri\u00e7\u00f5es visam proteger os recursos naturais e garantir o acesso p\u00fablico \u00e0s \u00e1reas costeiras.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"incentivosfiscaisparainvestidoresestrangeiros\">Tax Incentives for Foreign Investors<\/h3>\n\n\n\n<p>O governo cabo-verdiano oferece incentivos fiscais para atrair investidores estrangeiros, especialmente em setores estrat\u00e9gicos como turismo e infraestrutura:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Isen\u00e7\u00e3o de Impostos sobre o Patrim\u00f3nio<\/strong>: Investidores que adquiram im\u00f3veis tur\u00edsticos acima de determinados valores podem beneficiar de isen\u00e7\u00e3o de impostos sobre o patrim\u00f3nio por at\u00e9 10 anos. (<a href=\"https:\/\/www.settee.io\/article\/como-obter-cidadania-por-investimento-em-cabo-verde\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Settee<\/a>)<\/li>\n\n\n\n<li><strong>Permanent Residence Card<\/strong>: Estrangeiros que investirem em im\u00f3veis tur\u00edsticos acima de 80.000 euros (em regi\u00f5es com PIB per capita abaixo da m\u00e9dia nacional) ou 120.000 euros (em regi\u00f5es acima da m\u00e9dia) podem qualificar-se para este benef\u00edcio, que inclui vantagens fiscais adicionais. (<a href=\"https:\/\/www.settee.io\/article\/como-obter-cidadania-por-investimento-em-cabo-verde\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Settee<\/a>)<\/li>\n<\/ul>\n\n\n\n<p>Estes incentivos tornam Cabo Verde uma op\u00e7\u00e3o atrativa para investidores que procuram oportunidades no mercado imobili\u00e1rio.<\/p>\n\n\n\n<p><em>Este artigo complementa os conte\u00fados existentes ao detalhar os custos de aquisi\u00e7\u00e3o, impostos anuais, contratos, financiamento e incentivos fiscais, sem repetir informa\u00e7\u00f5es previamente abordadas.<\/em><\/p>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Cabo Verde, um arquip\u00e9lago situado na costa ocidental de \u00c1frica, tem-se tornado um destino atrativo para investidores estrangeiros interessados no mercado imobili\u00e1rio. Com um sistema jur\u00eddico baseado no direito civil portugu\u00eas, o pa\u00eds oferece um ambiente regulado e seguro para a aquisi\u00e7\u00e3o de propriedades, garantindo direitos iguais tanto para cidad\u00e3os locais como para estrangeiros. Este [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":3575,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_breakdance_hide_in_design_set":false,"_breakdance_tags":"","footnotes":""},"categories":[1,171],"tags":[],"class_list":["post-3544","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","category-consultoria-empresarial"],"_links":{"self":[{"href":"https:\/\/consultoria.cv\/en\/wp-json\/wp\/v2\/posts\/3544","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/consultoria.cv\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/consultoria.cv\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/consultoria.cv\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/consultoria.cv\/en\/wp-json\/wp\/v2\/comments?post=3544"}],"version-history":[{"count":2,"href":"https:\/\/consultoria.cv\/en\/wp-json\/wp\/v2\/posts\/3544\/revisions"}],"predecessor-version":[{"id":3578,"href":"https:\/\/consultoria.cv\/en\/wp-json\/wp\/v2\/posts\/3544\/revisions\/3578"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/consultoria.cv\/en\/wp-json\/wp\/v2\/media\/3575"}],"wp:attachment":[{"href":"https:\/\/consultoria.cv\/en\/wp-json\/wp\/v2\/media?parent=3544"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/consultoria.cv\/en\/wp-json\/wp\/v2\/categories?post=3544"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/consultoria.cv\/en\/wp-json\/wp\/v2\/tags?post=3544"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}